When it comes to building real, lasting wealth, most people overcomplicate the process or fall into common traps that hold them back. In this episode of The Roy Matlock, Jr. Money and Business Hour (May 2, 2026), Roy breaks down the core principles that actually work—highlighting the power of consis...

This episode focuses on helping listeners who haven’t yet reached $100,000 in savings build a clear, practical plan to get started. Roy breaks down the foundational steps to growing income, avoiding financial mistakes, and creating momentum through disciplined saving and smart investing.

If you want financial freedom, you have to stop waiting and start acting. In this episode, Roy breaks down the mindset, habits, and strategy needed to build income, eliminate procrastination, and create a life of true time and money freedom.

In the March 21, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy teaches a simple financial independence system: save and invest 10%, build a budget that creates a “quality of life gap,” set up an emergency fund, avoid bad debt, maximize 401(k) matching funds, and automate diversif...

In the March 14, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy teaches a simple financial independence system: save and invest 10%, run a budget that creates margin, build a 3–6 month emergency fund, avoid bad debt, automate investing through retirement accounts, and protect your...

In the March 7, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy interviews public adjusters/contractors Dory Howarth and Ty Carter about storm-related insurance claims—why initial estimates can miss items, how public adjusters advocate for the policyholder, and what homeowners and ...

In this February 28, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy lays out the building blocks of a strong financial plan: diversification across investment “buckets,” using stocks to offset inflation, protecting retirement income during market downturns, and choosing the right ...

Roy says it plainly: you become an owner, not a loaner. This episode explains the wealth-accumulation “offense” plan—risk tolerance, diversification, dollar-cost averaging, rebalancing, retirement calculators, Roth vs. pre-tax decisions, and tax-smart moves (including charitable giving strategies). ...

Roy focuses on protecting what you have—and protecting what you earn. This episode covers the essential building blocks: goal-setting, saving at least 10%, budgeting with a simple weekly system, eliminating “bad debt,” and building a 3–6 month emergency fund. Roy also explains how to think about ins...