No matter which stage of the financial journey you're in, the underlying lesson is the same: create a plan, put it into action, and keep moving forward.

Financial mistakes do not always come from making the wrong decision. Sometimes they come from putting off the right decision for another month, another year, or another decade.

Roy Matlock, Jr. explains how developing valuable skills, building relationships, networking intentionally, and recognizing opportunities can help you increase your earning power. Then, he breaks down how to use that additional income to protect what you've built, create financial margin, and invest for the future.

Roy Matlock, Jr. is joined by Brad O’Bryan for a business-focused episode examining what actually makes a company valuable. They discuss business valuations, reducing owner dependency, improving systems and financial reporting, succession planning, buy-sell agreements, key employee retention, and the steps business owners can take now to prepare for an eventual transition or sale.

What should actually happen when you meet with a financial advisor? Roy Matlock Jr. walks through the process of identifying the gaps in your finances, setting goals, protecting what you have, building wealth, and adjusting the plan as life changes. From getting started to raising a family, owning a business, and creating generational wealth, Roy explains what should be addressed at every stage.

In this episode, Roy Matlock Jr. explains how changing the way you think about money can help turn financial stress into financial progress. He discusses why many people view budgeting, saving, insurance, and debt reduction as painful, when the real pain often comes from not having those systems in place.

In this episode, Roy Matlock Jr. shifts the conversation from traditional financial planning to the mindset behind financial success. He explains how income, spending habits, personal value, hard work, relationships, and the willingness to take action all play a role in building long-term financial freedom.

In the July 11, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. explains how to build a complete financial plan using both defense and offense. ...

Roy Matlock Jr. walks through a practical checklist for getting your financial house in order, starting with the defense: income, budgeting, emergency savings, insurance, debt, and estate planning. Then he shifts to the offense: automatic investing, retirement accounts, Roth strategies, college savi...

In the June 27, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. walks listeners through what a real financial review looks like. Rather than focusing on products, Roy explains that a good review starts with questions, education, and clarity. He covers income, debt, budg...