In this episode, Roy Matlock Jr. shifts the conversation from traditional financial planning to the mindset behind financial success. He explains how income, spending habits, personal value, hard work, relationships, and the willingness to take action all play a role in building long-term financial freedom.

In the July 11, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. explains how to build a complete financial plan using both defense and offense. ...

Roy Matlock Jr. walks through a practical checklist for getting your financial house in order, starting with the defense: income, budgeting, emergency savings, insurance, debt, and estate planning. Then he shifts to the offense: automatic investing, retirement accounts, Roth strategies, college savi...

In the June 27, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. walks listeners through what a real financial review looks like. Rather than focusing on products, Roy explains that a good review starts with questions, education, and clarity. He covers income, debt, budg...

In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy focuses on what he calls the retirement red zone: the period roughly 10 years before retirement through the early years of retirement. He explains how planning changes once someone moves from accumulating money to withdrawing incom...

What if $500 a month could change your financial future? In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. breaks down the “$500-a-month secret” and explains how consistent investing, automation, and compound interest can help everyday people move toward financial ind...

In this June 6, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shifts focuses in on “The Offense,” the part of financial planning focused on building wealth, growing income, cutting taxes, investing consistently, and creating a lasting impact for your family.

Whether it is homeowners insurance, auto insurance, health coverage, life insurance, disability insurance, liability protection, long-term care planning, or annuities, the goal is to make sure a person is not financially wiped out by one event. The “defense” side of a financial plan: protectin...

In the May 9, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. explains why financial success requires both a strong defense and a smart offense. He breaks down the importance of budgeting, avoiding bad debt, protecting income with insurance, building emergency savings, ...