PODCAST: November 1, 2025 – Pay Yourself First, Forever
Pay Yourself First, Forever: The Simple System That Actually Works
The Roy Matlock, Jr. Money and Business Hour — Air date: November 1, 2025.
We’re building “do-nothing money”—assets that pay you whether you work or not—using Roy’s Financial GPS: Goal • Plan • Schedule. You’ll see how to automate saving (pay yourself first), dollar-cost average through ups and downs, maximize retirement plans (401(k)/403(b)/457, IRA/Roth, backdoor Roth), diversify across risk & tax buckets, and lock in a solid defense with insurance and estate documents. Then we’ll map multiple income streams so one setback can’t derail your future.
What you’ll learn
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The Financial GPS that keeps you moving: write it down and review it.
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How to pay yourself first and set up auto-investing that sticks.
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Dollar-cost averaging: why buying on the way down pays off later.
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Using 401(k)/403(b)/457, IRAs, Roth, backdoor Roth—and grabbing the match.
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Risk & tax buckets: cash, bonds, stocks, annuities—and when to pull from which.
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The defense: term life, disability, P&C, emergency fund, and estate docs.
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Good vs. bad debt (hint: don’t rush to kill a 3% mortgage).
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Building multiple income streams (active & passive).
