Most people do not fail with money because they are lazy. They fail because nobody ever sat down with them and showed them a plan. Roy Matlock Jr. has watched this pattern repeat for 40 years. People work hard, earn good money, and still end up struggling because they made bad decisions along the wa...

The first $100,000 is the hardest money you will ever save. It is also the most important. Once you hit that milestone, compound growth starts working harder for you. The doubling periods accelerate. The path toward long-term financial independence becomes much clearer. In this episode of The Roy...

Roy Matlock Jr. is 65 years old. People ask him all the time when he is going to retire. His answer never changes: never. Why would he retire when he has time freedom, financial independence, and he loves what he does? In this episode of The Roy Matlock Jr. Money and Business Hour, Roy shares som...

After 40 years of advising people on money, Roy Matlock Jr. has learned one undeniable truth: the people who manage and pay attention to their money always have money. The ones who do not pay attention never do. It is that simple. In this episode of The Roy Matlock Jr. Money and Business Hour, Ro...

Over the past few weeks, Roy Matlock Jr. has been walking through the complete A-to-Z financial plan. First came the defense — budgets, emergency funds, staying out of debt, and buying the right insurance to protect your income and assets. Then came the offense — retirement planning, asset allocatio...

Last week, Roy Matlock Jr. covered the defense — budgets, emergency funds, avoiding bad debt, and buying the right insurance to protect your income and assets. That foundation keeps you from digging a hole you have to spend years climbing out of. This week, Roy goes on offense. This is about weal...