Risk Buckets & Tax Buckets: Stay Calm at Market Highs
When stock markets are hitting all-time highs week after week, it is natural to wonder if you should be doing something different with your money. Should you sell and lock in gains? Should you hold off on new investments until things calm down? Should you move everything to cash and wait for a corre...
PODCAST: March 14, 2026
In the March 14, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy teaches a simple financial independence system: save and invest 10%, run a budget that creates margin, build a 3–6 month emergency fund, avoid bad debt, automate investing through retirement accounts, and protect your...
PODCAST: March 7, 2026
In the March 7, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy interviews public adjusters/contractors Dory Howarth and Ty Carter about storm-related insurance claims—why initial estimates can miss items, how public adjusters advocate for the policyholder, and what homeowners and ...
PODCAST: February 28, 2026
In this February 28, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy lays out the building blocks of a strong financial plan: diversification across investment “buckets,” using stocks to offset inflation, protecting retirement income during market downturns, and choosing the right ...
PODCAST: February 21, 2026
Roy says it plainly: you become an owner, not a loaner. This episode explains the wealth-accumulation “offense” plan—risk tolerance, diversification, dollar-cost averaging, rebalancing, retirement calculators, Roth vs. pre-tax decisions, and tax-smart moves (including charitable giving strategies). ...
Build Your Foundation and Hit Your FIN Number
Most people start a new year with good intentions but no real plan. They think about saving more, spending less, or finally getting serious about retirement — but without a clear framework, those intentions fade by February. In this episode of The Roy Matlock Jr. Money and Business Hour, Roy walks t...
What Wealthy People Do That Most People Don’t
After 40 years of helping people win with money, Roy Matlock Jr. has seen a clear pattern: wealth is not an accident. In this episode of The Roy Matlock Jr. Money and Business Hour, Roy lays out the complete financial playbook that separates people who build lasting wealth from those who work hard b...
PODCAST: February 14, 2026
Roy focuses on protecting what you have—and protecting what you earn. This episode covers the essential building blocks: goal-setting, saving at least 10%, budgeting with a simple weekly system, eliminating “bad debt,” and building a 3–6 month emergency fund. Roy also explains how to think about ins...
Why People Go Broke in Retirement: Complete Financial Plan
There are two distinct phases of your financial life: accumulation (building wealth) and withdrawal (living on that wealth in retirement). Most people understand the accumulation phase reasonably well—save money, invest it, watch it grow.
But here's where people fail: the withdrawal phase is far mo...
Second Opinion on Your Money: Find $50K-$500K Blind Spots
I recently saved someone's life by performing the Heimlich maneuver at a restaurant. The scary part? I didn't even know how to do it correctly—I just got lucky. After it happened, I Googled it to see what I was supposed to do.
Here's the connection to your money: Just like that choking incident, fi...
