A Simple Plan for Financial Independence
After 40 years of advising people on money, Roy Matlock Jr. has learned one undeniable truth: the people who manage and pay attention to their money always have money. The ones who do not pay attention never do. It is that simple.
In this episode of The Roy Matlock Jr. Money and Business Hour, Ro...
PODCAST: April 25, 2026
This episode focuses on helping listeners who haven’t yet reached $100,000 in savings build a clear, practical plan to get started. Roy breaks down the foundational steps to growing income, avoiding financial mistakes, and creating momentum through disciplined saving and smart investing.
Building Wealth Through Diversification
Over the past few weeks, Roy Matlock Jr. has been walking through the complete A-to-Z financial plan. First came the defense — budgets, emergency funds, staying out of debt, and buying the right insurance to protect your income and assets. Then came the offense — retirement planning, asset allocatio...
Wealth Building Offense: Investment Strategy & Tax Planning
Last week, Roy Matlock Jr. covered the defense — budgets, emergency funds, avoiding bad debt, and buying the right insurance to protect your income and assets. That foundation keeps you from digging a hole you have to spend years climbing out of.
This week, Roy goes on offense. This is about weal...
PODCAST: April 11, 2026
If you want financial freedom, you have to stop waiting and start acting. In this episode, Roy breaks down the mindset, habits, and strategy needed to build income, eliminate procrastination, and create a life of true time and money freedom.
The Boring Stuff That Builds Financial Freedom
Roy Matlock Jr. has been talking about money since 1992. After 40 years in the business, he has learned one thing for certain: most people wonder why their money is not working for them, and the answer almost always comes back to the same thing — they just do not plan.
In this episode of The Roy ...
Financial Disciplines That Will Shape Your 2026
As Roy Matlock Jr. kicks off year eight back on the air and his 40 year in the financial business, he is still answering the same question: when are you going to retire? His answer never changes — never. Why would he retire when he is having fun? That mindset is exactly what separates people who bui...
The Retirement Blueprint: Accumulation to Lifetime Income
Retirement planning is not about picking a date on the calendar and hoping everything works out. It is about building a system that transitions you from earning a paycheck to generating reliable income that lasts as long as you do — whether that is 20 years or 40 years.
In this episode of The Roy...
PODCAST: March 21, 2026
In the March 21, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy teaches a simple financial independence system: save and invest 10%, build a budget that creates a “quality of life gap,” set up an emergency fund, avoid bad debt, maximize 401(k) matching funds, and automate diversif...
Risk Buckets & Tax Buckets: Stay Calm at Market Highs
When stock markets are hitting all-time highs week after week, it is natural to wonder if you should be doing something different with your money. Should you sell and lock in gains? Should you hold off on new investments until things calm down? Should you move everything to cash and wait for a corre...
