The first $100,000 is the hardest money you will ever save. It is also the most important. Once you hit that milestone, compound growth starts working harder for you. The doubling periods accelerate. The path toward long-term financial independence becomes much clearer. In this episode of The Roy...

Roy Matlock Jr. is 65 years old. People ask him all the time when he is going to retire. His answer never changes: never. Why would he retire when he has time freedom, financial independence, and he loves what he does? In this episode of The Roy Matlock Jr. Money and Business Hour, Roy shares som...

After 40 years of advising people on money, Roy Matlock Jr. has learned one undeniable truth: the people who manage and pay attention to their money always have money. The ones who do not pay attention never do. It is that simple. In this episode of The Roy Matlock Jr. Money and Business Hour, Ro...

Over the past few weeks, Roy Matlock Jr. has been walking through the complete A-to-Z financial plan. First came the defense — budgets, emergency funds, staying out of debt, and buying the right insurance to protect your income and assets. Then came the offense — retirement planning, asset allocatio...

Last week, Roy Matlock Jr. covered the defense — budgets, emergency funds, avoiding bad debt, and buying the right insurance to protect your income and assets. That foundation keeps you from digging a hole you have to spend years climbing out of. This week, Roy goes on offense. This is about weal...

As Roy Matlock Jr. kicks off year eight back on the air and his 40 year in the financial business, he is still answering the same question: when are you going to retire? His answer never changes — never. Why would he retire when he is having fun? That mindset is exactly what separates people who bui...

Retirement planning is not about picking a date on the calendar and hoping everything works out. It is about building a system that transitions you from earning a paycheck to generating reliable income that lasts as long as you do — whether that is 20 years or 40 years. In this episode of The Roy...

When stock markets are hitting all-time highs week after week, it is natural to wonder if you should be doing something different with your money. Should you sell and lock in gains? Should you hold off on new investments until things calm down? Should you move everything to cash and wait for a corre...

Most people start a new year with good intentions but no real plan. They think about saving more, spending less, or finally getting serious about retirement — but without a clear framework, those intentions fade by February. In this episode of The Roy Matlock Jr. Money and Business Hour, Roy walks t...