Wealth Building Offense: Investment Strategy & Tax Planning
Last week, Roy Matlock Jr. covered the defense — budgets, emergency funds, avoiding bad debt, and buying the right insurance to protect your income and assets. That foundation keeps you from digging a hole you have to spend years climbing out of.
This week, Roy goes on offense. This is about weal...
The Boring Stuff That Builds Financial Freedom
Roy Matlock Jr. has been talking about money since 1992. After 40 years in the business, he has learned one thing for certain: most people wonder why their money is not working for them, and the answer almost always comes back to the same thing — they just do not plan.
In this episode of The Roy ...
Financial Disciplines That Will Shape Your 2026
As Roy Matlock Jr. kicks off year eight back on the air and his 40 year in the financial business, he is still answering the same question: when are you going to retire? His answer never changes — never. Why would he retire when he is having fun? That mindset is exactly what separates people who bui...
The Retirement Blueprint: Accumulation to Lifetime Income
Retirement planning is not about picking a date on the calendar and hoping everything works out. It is about building a system that transitions you from earning a paycheck to generating reliable income that lasts as long as you do — whether that is 20 years or 40 years.
In this episode of The Roy...
Risk Buckets & Tax Buckets: Stay Calm at Market Highs
When stock markets are hitting all-time highs week after week, it is natural to wonder if you should be doing something different with your money. Should you sell and lock in gains? Should you hold off on new investments until things calm down? Should you move everything to cash and wait for a corre...
Build Your Foundation and Hit Your FIN Number
Most people start a new year with good intentions but no real plan. They think about saving more, spending less, or finally getting serious about retirement — but without a clear framework, those intentions fade by February. In this episode of The Roy Matlock Jr. Money and Business Hour, Roy walks t...
What Wealthy People Do That Most People Don’t
After 40 years of helping people win with money, Roy Matlock Jr. has seen a clear pattern: wealth is not an accident. In this episode of The Roy Matlock Jr. Money and Business Hour, Roy lays out the complete financial playbook that separates people who build lasting wealth from those who work hard b...
Mastering the Money Mindset: 10 Wealth-Building Habits the Rich Use
After 41 years in the financial business and working with over 40,000 clients, I've developed what I call "carnival vision"—I can walk into someone's home and within minutes tell you their financial situation based on what they spend money on. New car in a modest neighborhood? Probably broke with de...
Start Smart, Finish Strong: Your Lifetime Financial Blueprint
Financial independence isn't achieved overnight—it's built through intentional decisions at every stage of life. Whether you're just starting your career, raising a family, or approaching retirement, having a clear roadmap can transform your financial future. This comprehensive guide walks you throu...
21 Ways to Protect and Grow Your Wealth — Building a Financial Plan That Lasts
You’ve worked hard to earn your money—now it’s time to make it work for you. In this episode of the Roy Matlock Jr. Money and Business Hour, Roy breaks down 21 practical ways to protect your income, grow your assets, and create long-term financial security. From insurance to investing to estate plan...