PODCAST: February 14, 2026
Roy focuses on protecting what you have—and protecting what you earn. This episode covers the essential building blocks: goal-setting, saving at least 10%, budgeting with a simple weekly system, eliminating “bad debt,” and building a 3–6 month emergency fund. Roy also explains how to think about ins...
Why People Go Broke in Retirement: Complete Financial Plan
There are two distinct phases of your financial life: accumulation (building wealth) and withdrawal (living on that wealth in retirement). Most people understand the accumulation phase reasonably well—save money, invest it, watch it grow.
But here's where people fail: the withdrawal phase is far mo...
Second Opinion on Your Money: Find $50K-$500K Blind Spots
I recently saved someone's life by performing the Heimlich maneuver at a restaurant. The scary part? I didn't even know how to do it correctly—I just got lucky. After it happened, I Googled it to see what I was supposed to do.
Here's the connection to your money: Just like that choking incident, fi...
PODCAST: January 17, 2026
When it comes to a year-end financial check-up, it's essential to have a comprehensive strategy that includes the right advice, balancing defense and offense positions, matching products to goals, and regularly reviewing your progress.
The High Cost of Procrastination
Do you have an invisible sign on your forehead that says, "I'm not saving any money right now, and every day I'm not saving money, I feel bad"?
If you're a money procrastinator, this is your wake-up call. Today, we're going to automate, accumulate, and protect your money—and finally get it moving.
...
PODCAST: January 10, 2026
In the first show of 2026, Roy Matlock, Jr. breaks down the disciplines—not motivation—that build wealth: a simple “money GPS,” automation, budgeting, and the “spend it or save it” mindset that turns small choices into big outcomes over time.
How to Handle Inheritances the Right Way
Every single week, one of our clients passes away. It's not morbid—it's reality. The Great Wealth Transfer is here, and it's massive.
Baby boomers and the Silent Generation will pass down an estimated $68 to $84 trillion in assets over the next few decades. That includes investments, real estate, r...
PODCAST: December 20, 2025
On The Roy Matlock, Jr. Money and Business Hour (December 20, 2025), Roy walks through a practical retirement game plan—from getting money on “autopilot” in the accumulation years to building reliable, tax-smart income in retirement. He explains key retirement risks (like sequence-of-returns, longev...
Building Your Financial Foundation
Starting a family or navigating your twenties and thirties is an exciting time—but it's also when the most costly financial mistakes happen. After 40 years of helping people fix their finances, I've seen the same pattern over and over: the decisions you make early in life can cost you between $50,00...
Mastering the Money Mindset: 10 Wealth-Building Habits the Rich Use
After 41 years in the financial business and working with over 40,000 clients, I've developed what I call "carnival vision"—I can walk into someone's home and within minutes tell you their financial situation based on what they spend money on. New car in a modest neighborhood? Probably broke with de...
